Welcome to "www.planwithtim.com". I appreciate your visit and hope you find my website a great source of information.  You will find information from planning your child's education to transferring your wealth through proper estate planning.  

When my father passed away in 1995, my mother who was 59 years old was now alone, facing life’s challenges by herself with the question of “What do I do now?” Fortunately, I am close enough that I was able to step in and help her make decisions about the house, life insurance and other financial matters that she always shared with my father. I was not yet in this business, so we met with a gentleman, who was very sensitive to her emotional state and her financial needs. I didn’t want my mother investing with someone who would take advantage of her. I wanted a financial planner who would treat her as if she was his own mother.

That is the way I try to treat each individual investor, as if he or she was the only one in the world. Each person’s situation needs to be looked at uniquely. A cookie cutter approach is not what you will get in my office. I vow to treat each person as if they were my own mother.

Timothy J. Heisterkamp, CFP®

CERTIFIED FINANCIAL PLANNER™